- 1 year= $25,320
- Room and Board= $9,620.00
- Books for 1st semester= $800
- Books for 2nd semester= $150 (I hopped on half.com for cheaper books)
- Other Misc expenses= ?
- Total= about $36,000
The above is the expense break down for my first year of college, which I am still going through. Yes I received financial aid, scholarships, loans, and work study. So all in all my first year cost about $8,000. Which would be no big deal, If I were rich, but I'm not. So that hefty sum was broken into monthly payments. From the beginning, those payments haven't been easy to make. I feel bad when I go home on Fridays and see my mom's fridge empty. I'm exhausted from working two jobs, but I can't quit neither one because they contribute to my education.
I think I cried about 3-4 times last semester because of the stress of paying for school, and the fear of being kicked out because of delinquent payments. Its something that makes me tear up now. Its like a sever kick to my moral. I can't sleep, at the same time, when I do get some shut eye...I have a hard time waking up. I've had off and on chest pains, irregular eating habits, and mood swings. All because of the cost of my education, the price of knowledge. I get fed up with seeing my account on hold, it makes me want to take out another loan..but I can't I already have two.
And then my blood begins to boil when I see how much is spent on foreign affairs while the cost of education is on the rise. WHERE IS THE HELP STUDENTS NEED!!! How are we supposed to stay positive when the constant reminders telling us...your late on payments...so you can't make that change in your classes.
Yes, I know.... why did I chose to go to a private college? The nursing major is a competitive one. I didn't want to go to a public University where the class rooms would have well over 200 students and the professors were few numbers ( thats even if its a professor teaching..it might be a Teacher's Assistant). And I wanted a greater window of opportunity to get into a nursing program. The programs as a whole are under staffed, so spaces are limited everywhere. A smaller college= a greater chance. 300 students for less than a 100 spots versus 150 students for 90 spots. I choose the right school academically and opportunity wise. But damn the cost is killing me. I know I owe my mother big time for investing in me. I have my goals set for myself, but its the fact that my mom is sacrificing to pay...and those loans that I already took out..thats pushing me. I'm not going to lie...This past month has seen me stumble..but I have to get back on top of my game. Even if that means I end up with Vons grocery size bags under my eyes. I'll probably wont go sleep after I post this..I'm not sleepy..and its 3:36 AM.
I can only wonder about the leaders of our nation...how do you expect us to become knowledgeable leaders...when the cost of education is increasing...the amount of federal funding seems scarce...and money seems to be going everywhere but schools and hospitals. It sure is sad to know that scholarships, loans, two jobs, and parental help..still isn't enough.
To the people thats made it..I applaud you..to students traveling the same path as I...keep your head up and be strong...to those about to go through it..kick down doors and aim to strive. For those that stopped..it is never to late to go back.
I just hope that our next President addresses these issue...
I think I cried about 3-4 times last semester because of the stress of paying for school, and the fear of being kicked out because of delinquent payments. Its something that makes me tear up now. Its like a sever kick to my moral. I can't sleep, at the same time, when I do get some shut eye...I have a hard time waking up. I've had off and on chest pains, irregular eating habits, and mood swings. All because of the cost of my education, the price of knowledge. I get fed up with seeing my account on hold, it makes me want to take out another loan..but I can't I already have two.
And then my blood begins to boil when I see how much is spent on foreign affairs while the cost of education is on the rise. WHERE IS THE HELP STUDENTS NEED!!! How are we supposed to stay positive when the constant reminders telling us...your late on payments...so you can't make that change in your classes.
Yes, I know.... why did I chose to go to a private college? The nursing major is a competitive one. I didn't want to go to a public University where the class rooms would have well over 200 students and the professors were few numbers ( thats even if its a professor teaching..it might be a Teacher's Assistant). And I wanted a greater window of opportunity to get into a nursing program. The programs as a whole are under staffed, so spaces are limited everywhere. A smaller college= a greater chance. 300 students for less than a 100 spots versus 150 students for 90 spots. I choose the right school academically and opportunity wise. But damn the cost is killing me. I know I owe my mother big time for investing in me. I have my goals set for myself, but its the fact that my mom is sacrificing to pay...and those loans that I already took out..thats pushing me. I'm not going to lie...This past month has seen me stumble..but I have to get back on top of my game. Even if that means I end up with Vons grocery size bags under my eyes. I'll probably wont go sleep after I post this..I'm not sleepy..and its 3:36 AM.
I can only wonder about the leaders of our nation...how do you expect us to become knowledgeable leaders...when the cost of education is increasing...the amount of federal funding seems scarce...and money seems to be going everywhere but schools and hospitals. It sure is sad to know that scholarships, loans, two jobs, and parental help..still isn't enough.
To the people thats made it..I applaud you..to students traveling the same path as I...keep your head up and be strong...to those about to go through it..kick down doors and aim to strive. For those that stopped..it is never to late to go back.
I just hope that our next President addresses these issue...
4 comments:
i hear you!!!!!!!!!!!!
you cried?
aWW dont cry simple one!
you shoulda cried me!
we woulda gone and found a pick-me up stat to get you back to your, crazy...happy...self.
(Exhibit A: chatting with cock-eyed 20 year olds who are wondering if you feelin' H0r-nay.)
yeah its tuff. money is the reason that i stress over school. i aint getting financial aid! just one loan! & i aint rich! i aint cool with going on the 5 year, because i doubt i can afford another year of this expensive a$$ $hi+!
my parentals are struggling to keep up with repaying my sister's college loans, paying for the education of all 15 or so of them little brat cousins in the philippines, and paying for my current expenses since according to the fafsa, they make too much to be helped financially, which is funny since we are struggling to pay for other things ON TOP of college. (which the fafsa so kindly DOESNT take into consideration)
the middle class conflict:
making too much to be helped by the government, but not making enough to be financially ok with the current cost of living.
Mmm, hmm, its a hard knock life ill tell you that.
THe cost of college is utterly ridiculous. I hear what you are saying about paying for a private school to improve your chances of career success. Yet, I feel like schools and banks want to load the next generation down with more debt than starting salaries can pay for.
I think that it is prudent to attend a not-so-expensive state school undergrad and then try to find funding or pay for a graduate degree at a top tier school. 2 years for a masters degree may be less expensive than 4-5 years in undergrad.
I don't think it is worth it for to stress out about money. I went to a state school undergrad and then an Ivy League school for a grad degree. My experience was that you are only limited to the opportunities that you bust your butt for. You can network just as much at a public school as you can at a private school if you seek out networking opportunities. Plus, the Ivy glow wears off quickly...
Great blog, I agree with anti you may end up looking into something much much cheaper to take the stress of money off. I went to public and private school (college drop out) but they still do the same thing. TRUST you do not want to have a degree and half your money has to go back to paying for student loans. if you was trying to be a doctor then ok but a nurse don't make that kinda money. If you go to a cheaper college you may can cut out that second job of yours. But hang in there we all want to see you walk across the stage not fall out on it lol
There's a little hope: Congress is debating a bill that will require colleges/universities to commit a percentage of their endowment to financial aid. It's getting ridiculous. Folks have had to borrow against their homes just to send their kids to college.
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